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여행자 수표사용법
2009/08/01 12:12
연수나 배낭여행을 떠날 때 돈이나 신용카드 대신 주로 사용하는 여행자 수표입니다. 먼저, 비용면에서 이점이 큽니다. 환율과 수수료를 따져보면 현금과 신용카드 보다 경제적입니다.
[정선미/우리은행 직원 : 현금 같은 경우는 보관에 따른 돈이 더 들기 때문에 좀 비싸지만 여행자 수표를 그럴 필요가 없어 현금보다 5원 정도 싸게 구입할 수 있습니다.] 현금으로 환전할 경우 2%정도의 수수료가 들고, 신용카드는 수수료가 2.5%에 이릅니다. 반면, 여행자 수표는 기준환율에 1.2% 정도의 수수료가 적용되기 때문에, 1만불을 해외에서 결제할 경우 최고 18만 4천 원까지 차이가 납니다. 분실이나 도난을 당했을 때도 바로 재발행이 가능하다는 것도 장점입니다. 전세계 140여 개국의 13만 개의 재발행 센터를 통해 24시간 재발행 서비스를 받을 수 있습니다.
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